Partner Program Guidelines & Code of Conduct
First Truth Financial Services is committed to fair, honest, and regulation-compliant practices across all loan, insurance, and credit card syndication. By joining as a Referral Partner or Associate, you agree to uphold these standards:
1. Truth in Client Representations
Partners must never guarantee loan sanction, claim lowest interest rates without lender verification, or guarantee insurance claim approvals. All final terms depend on the underwriting decisions of institutional lenders and insurers.
2. Privacy & Data Protection
Client personal and contact information shared with First Truth must be provided with the client's explicit consent. Partners must never sell, lease, or distribute lead data to third parties.
3. Commission Disbursement Conditions
Referral commissions become payable only upon successful, completed disbursement of loan funds or realization of insurance policy premiums by the authorized lender or insurer. Cancelled policies, defaulted applications, or fraud invalidate commission claims.
4. IRDAI & Statutory Regulations
Insurance product distribution must strictly comply with IRDAI rules. Partners acting as active sales agents must maintain valid POSP certification where required.
5. Account Suspension and Code Invalidation
First Truth reserves the right to suspend or terminate partner accounts and deactivate referral links immediately in instances of misrepresentation, spamming, fraudulent documentation, or breach of customer trust.
