Can I get a loan for both private cars and commercial vehicles in Haryana?

Yes. Financing options exist for private passenger cars as well as commercial vehicles such as trucks, pickup vans, buses, and construction equipment.

What is the typical down payment required for vehicle loans?

Lenders commonly finance 80% to 90% of the on-road price for passenger cars, meaning borrowers provide a 10% to 20% down payment.

Is used / pre-owned car financing available in Rohtak?

Yes. Pre-owned car loans are available based on physical inspection, vehicle vintage, and model valuation.

Private & Commercial Auto

Vehicle Loan Consultation

Explore financing options for eligible private vehicles and commercial vehicles. Guidance may include understanding down payment requirements, repayment periods, and the terms offered by the lender.

🚗 Private Cars & SUVs🚚 Commercial Fleet & Trucks⚡ Flexible 1 to 7 Year Tenures

Auto & Fleet Desk

Typical Vehicle Loan Discussion Topics

During your vehicle consultation, we focus on matching proposed repayments with practical cash flows:

🚗 Vehicle Cost & Quotation: Ex-showroom, on-road price, and dealership proforma invoice.

👤 Applicant Profile: Salaried, professional, transport operator, or commercial business entity.

💵 Down Payment (Margin Money): Out-of-pocket contribution vs lender financing percentages.

📅 Proposed Repayment Plan: Monthly EMI suitability and optimal tenure structure.

Common Documentation Considered by Lenders

1. KYC Documents: Photo ID, PAN card, Aadhaar card, and permanent address verification.

2. Income & Banking: Salary slips/ITR and last 6 months bank statement showing regular earnings.

3. Commercial Fleet Proofs (If Applicable): Existing fleet details, permit/tax receipts, and trip contract receipts.

4. Vehicle Quotation: Official proforma invoice and margin money receipt issued by authorized automobile dealer.

Frequently Asked Questions

What types of vehicles are covered under consultation?

Financing consultation covers eligible private personal vehicles (cars, SUVs) and commercial vehicles (light commercial vehicles, trucks, buses, construction equipment vehicles).

What is the typical repayment tenure for vehicle loans?

Most lenders offer repayment tenures between 1 year and 7 years depending on vehicle type (commercial vs private), applicant profile, and lender policies.

What down payment is required?

Down payment generally ranges from 10% to 25% of the on-road or ex-showroom price, depending on applicant creditworthiness and lender loan-to-value (LTV) limits.

How does First Truth Finance Consultations assist vehicle buyers?

We help you compare lender quotes, understand processing fees and hypothecation charges, and structure down payments and repayment plans responsibly.

Auto Advisory Desk

Consult for Vehicle Financing

Review repayment terms, down payment calculations, and participating lender comparisons with our team in Rohtak.

✓ Truth First & Transparent Terms

✓ Private & Commercial Vehicle Coverage

✓ Pre-submission Document Clarity

Simulate Auto EMIs

Check monthly outgo for your proposed vehicle loan amount and tenure.

Calculate Monthly EMI→

Typical Vehicle Loan Discussion Topics

During your vehicle consultation, we focus on matching proposed repayments with practical cash flows:

🚗 Vehicle Cost & Quotation: Ex-showroom, on-road price, and dealership proforma invoice.

👤 Applicant Profile: Salaried, professional, transport operator, or commercial business entity.

💵 Down Payment (Margin Money): Out-of-pocket contribution vs lender financing percentages.

📅 Proposed Repayment Plan: Monthly EMI suitability and optimal tenure structure.

Common Documentation Considered by Lenders

1. KYC Documents: Photo ID, PAN card, Aadhaar card, and permanent address verification.

2. Income & Banking: Salary slips/ITR and last 6 months bank statement showing regular earnings.

3. Commercial Fleet Proofs (If Applicable): Existing fleet details, permit/tax receipts, and trip contract receipts.

4. Vehicle Quotation: Official proforma invoice and margin money receipt issued by authorized automobile dealer.

Frequently Asked Questions

What types of vehicles are covered under consultation?

Financing consultation covers eligible private personal vehicles (cars, SUVs) and commercial vehicles (light commercial vehicles, trucks, buses, construction equipment vehicles).

What is the typical repayment tenure for vehicle loans?

Most lenders offer repayment tenures between 1 year and 7 years depending on vehicle type (commercial vs private), applicant profile, and lender policies.

What down payment is required?

Down payment generally ranges from 10% to 25% of the on-road or ex-showroom price, depending on applicant creditworthiness and lender loan-to-value (LTV) limits.

How does First Truth Finance Consultations assist vehicle buyers?

We help you compare lender quotes, understand processing fees and hypothecation charges, and structure down payments and repayment plans responsibly.