MotorInsuranceAdvisory
Compare transparent insurance quotes for your car or two-wheeler. Our Rohtak-based team helps you choose appropriate IDV, select essential add-on covers, and navigate renewals with zero misleading promises.
Choose Your Vehicle Category
Select your vehicle below to explore coverage benefits, plan options, and request a personalized quote callback.
Car Insurance
Comprehensive, Own Damage & Third-Party Protection
Protect your four-wheeler against unexpected collision damage, theft, natural calamities, and mandatory third-party liabilities. Compare quotes across leading non-life insurance partners.
Bike / Two-Wheeler Insurance
Affordable Two-Wheeler Protection & Instant Policy Renewal
Safeguard your motorcycle, scooter, or electric two-wheeler against accidents, theft, and third-party damages. Quick paperwork assistance and transparent policy terms.
Health & Medical Insurance
Cashless Hospitalisation & Super Top-up Covers
Protect family savings against spiraling hospitalisation bills. Compare individual, family floater, and senior citizen plans with clear guidance on waiting periods and room rent limits.
General Insurance Hub
Commercial Shops, Transit Cargo & Property Protection
Comprehensive non-life risk coverage including home property (Bharat Griha Raksha), retail shopkeeper packages, international travel, marine cargo, and personal accident covers.
How First Truth Insurance Advisory Works
Share Vehicle Info
Provide registration number or basic make, model, and manufacturing year.
Compare Options
Our advisors review suitable quotes across multiple recognized general insurers.
Informed Issuance
Choose the add-ons and IDV that match your requirements with transparent pricing.
Frequently Asked Questions
Clear answers regarding motor insurance solicitations and claims.
Why should I consult First Truth instead of buying directly online?
Online algorithms often strip critical add-ons (like zero dep or engine protect) to show artificially low premiums. Our advisors help you evaluate proper Insured Declared Value (IDV) and explain claim settlement ratios so you don't face surprises during a claim.
What is the difference between Third-Party and Comprehensive insurance?
Third-party insurance is legally mandated in India under the Motor Vehicles Act; it covers legal liabilities for death, injury, or third-party property damage. Comprehensive insurance covers both third-party liability and damages to your own vehicle resulting from accidents, fire, theft, or natural disasters.
Can I transfer my No Claim Bonus (NCB) if I change insurers?
Yes. NCB belongs to the vehicle owner, not the vehicle or insurer. You can transfer up to 50% accrued NCB to a new insurer upon providing previous policy renewal notices.
Does First Truth guarantee claim approval or lowest premium?
No. First Truth acts as a consulting and distribution advisory. Final premium calculations and claim approvals are subject strictly to the underwriting and surveyor policies of the licensed insurance company.
Looking for an Objective Insurance Review?
Speak directly with our consulting desk in Rohtak, Haryana. We compare genuine options across verified underwriters to ensure you are appropriately covered.
